Sacramento is at the top of the list when it comes to the number of entrepreneurs filing for bankruptcy.

According to Experian, Sacramento’s business bankruptcy rate is the highest in the nation as 2.41 percent of all entrepreneurs go belly up.

That’s a figure you might expect during the 2008 recession, but why are there so many five years later?  

One bankruptcy attorney feels that "A lot of them held on simply because they cashed out retirements, 401(k)s, IRAs, that type of stuff just to keep the doors open, thinking, 'It would  turn around.'"

The Sacramento region's economy is still heavily reliant on government jobs, and unemployment still hovers at about 8 percent.

While the bankruptcy rate is already the highest in the nation, some anaylts think it could go higher, and say small business should be ready to hang on another three years before it could really improve.